The Best Reasons For Getting Life Insurance Now!
I have heard way too many people say that they don't need life insurance?
Seriously? You don't need life insurance? Unless you have money enough savings in the bank to at least pay for your funeral, debts, and a few months of living expense, then you need to have some life insurance, even if it's a small amount.
You know why? Because we're all going to die. I hate to say it, but it's true. We're all going to die.
Wait a minute. I hear you saying, "but I'm going to be cremated." OK, then instead of $15,000, your family will only have to fork over $7,000. It's still a lot.
Then on top of that, they have to pay for your car, final debts, and more little things that no one thinks about until they are having to care for someone's final expenses.
So buy some life insurance, and show your family you love them.
Don't make your family rush to sell your car or pay your rent or mortgage while they figure out what to do. Give them the cushion they need as they grieve your death.
With life insurance you put some money back and let the insurer handle the payout at the end. It keeps you from being tempted to use that money for something else.
And most whole life plan have some cash value anyway, so you do have a little bit of flexibility to tap into your face value.
No matter who you use, an agent will get you the best rate and plan.
Good luck with your hunting for life insurance!
Seriously? You don't need life insurance? Unless you have money enough savings in the bank to at least pay for your funeral, debts, and a few months of living expense, then you need to have some life insurance, even if it's a small amount.
You know why? Because we're all going to die. I hate to say it, but it's true. We're all going to die.
Why Do I Need Life Insurance?
There are so many reasons to have life insurance. Lets take a look at some of them.#1 Reason To Have Life Insurance
You love your family. You do love your family, right? Then why on earth would you want to saddle them with a $20,000 bill after you're gone? The average cost of a funeral is creeping closer to $15,000.Wait a minute. I hear you saying, "but I'm going to be cremated." OK, then instead of $15,000, your family will only have to fork over $7,000. It's still a lot.
Then on top of that, they have to pay for your car, final debts, and more little things that no one thinks about until they are having to care for someone's final expenses.
So buy some life insurance, and show your family you love them.
#2 Reason To Have Life Insurance
Kind of a repeat above, but everyone is going to have final expenses, so why not be prepared for them. Yeah, life insurance is going to cost you some money, but you will be comforted to know that there will be a stack of money waiting for your beneficiaries to pay for your stuff after you're gone.Don't make your family rush to sell your car or pay your rent or mortgage while they figure out what to do. Give them the cushion they need as they grieve your death.
#3 Reason To Have Life Insurance
A lot of people don't have life insurance because they think their savings will cover everything. In many cases, it will. However, what happens if your investments go bad. Or what if you need those savings for something else later in life. What if you have to use them for long term care? Suddenly your savings are no longer there.With life insurance you put some money back and let the insurer handle the payout at the end. It keeps you from being tempted to use that money for something else.
And most whole life plan have some cash value anyway, so you do have a little bit of flexibility to tap into your face value.
How To Get Life Insurance
My suggested way to get life insurance is to use a licensed agent. Here is info about my favorite agency.No matter who you use, an agent will get you the best rate and plan.
Good luck with your hunting for life insurance!
Comments
Post a Comment